Ingredients:
16oz-20oz of honey baked ham deli ham diced
1 medium onion
1-2 green chilies (jalapeno or serrano)
1 cup diced celery
16oz of salsa or can of diced tomato/green chilies (Rotel brand)
1 Tbs ground cumin
1 Tbs chili con carne powder
1 tsp dried oregano
2 cloves garlic grated
red chili flakes to taste
salt and black pepper to taste (add salt at end because ham will provide some salt)
2 cans rinsed and drained beans (northern or pinto)
1-2 cups of water (depending on amount of gravy)
1/2 cup of milk or half and and half
garnish: fresh lime for a squeeze of lime juice at the table
Directions:
Dice up the deli ham and add to a pan with 2 tsp of canola oil on high heat. Fry until edges begin to char and ham is starting to crisp 
up. This will take 15-17 minutes.Once ham is fried, add another 2 tsp of canola oil and the chopped onions, garlic, celery and green chilies. Fry for another 2-3 minutes on medium high heat.
Next add ground spices (cumin, chili powder, oregano, black pepper and red chili flakes). Saute for 1 minute. Then add salsa or diced tomatoes with green chili (Rotel).
Finally add canned beans and water. 1 cup of water for a drier 
chili, 2 cups for more of a gravy chili. We ate it over rice so I wanted more gravy. The beans do absorb some of the liquid. Cook for 10-15 minutes. Taste for seasoning. Add milk or cream and cook for another 2-3 minutes. Serve hot over rice or with tortillas. Enjoy.
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